Instant Unsecured Personal Loan
Get Personal Loans For All Your Requirements
Quick, transparent funding from ₹50,000 to ₹5,00,000 with zero gold or collateral requirements. Flexible EMIs, rates starting from 1.5% per month, and a 100% digital application from home.
Loan Highlights
- Loan Range: ₹50,000 to ₹5,00,000
- Zero Collateral: No gold or property pledging required.
- Interest Rates: Starting from 1.5% per month.
- Zero Branch Visits: 100% paperless digital verification and approval.
- Salaried Eligibility: Designed for professionals earning minimum ₹12,000 per month.
Who can apply
A quick look at the criteria for the WeRize Personal Loan.
| Loan amount | ₹50,000 to ₹5,00,000 |
| Monthly salary | Minimum ₹12,000 |
| Age | 21 to 55 years |
| CIBIL score | 625+ |
| Job experience | Minimum 1 year |
| New to credit | Eligible |
| Working sector | Government / Public / Private |
Eligibility is set by the provider and can change. Meeting the criteria does not guarantee approval.
Check your monthly EMI
Rate is shown per month, as quoted by WeRize.
Personal loan EMI calculator
Check your monthly instalment before you apply.
PrincipalInterest
Illustration only. Rate starts from 1.5% per month (about a year). Your actual rate, tenure and charges are decided by the lender based on your profile.
Documents to keep ready
Identity and income
- Aadhaar details
- PAN details
- Last 3 months salary slips
Bank details
- Bank statement for the last 12 months
- At least 9 months of salary credits in the statement
- An active salary bank account
The lender may ask for other documents depending on your profile. We will confirm your checklist when you enquire.
Four simple steps
Enquire
Tell us what you need through Apply Now, a call or WhatsApp.
Share documents
Send your Aadhaar, PAN, bank statement and salary slips online.
Lender review
The lender checks your profile and credit history and shares the offer.
Get funds
After you accept the terms and complete formalities, the loan is disbursed.
Frequently Asked Questions
1. Do I need to pledge gold or property?
No. This is an unsecured personal loan, so no gold or property needs to be pledged.
2. How much can I borrow?
The range shown is ₹50,000 to ₹5,00,000. Your final limit depends on your salary, existing EMIs and credit history, and is decided by the lender.
3. What is the interest rate?
Rates start from 1.5% per month. The rate you get depends on your credit score, income and the lender's assessment.
4. Who is eligible?
Salaried people aged 21 to 55 with a minimum monthly salary of ₹12,000, at least 1 year of experience and a CIBIL score of 625 or more. Meeting these does not guarantee approval.
5. Is the process fully online?
Yes. Verification and approval are digital and paperless, with no branch visit.
6. Which documents are needed?
Aadhaar, PAN, a 12-month bank statement with at least 9 months of salary credits, and your last 3 salary slips.
7. Will applying affect my credit score?
The lender may check your credit report, which can be recorded as an enquiry. Applying to many lenders in a short time can lower your score.
Talk to us for eligibility and options.
Contact us today. We will understand your need, explain your options and guide you through the process.
Important Disclosure: WeRize is a brand owned by Wortgage Technologies Pvt. Ltd. Personal loans are sanctioned and disbursed at the sole discretion of the lender, through partnered RBI-registered NBFCs and lending institutions. Interest rates, tenure and approved amounts depend on individual credit score, monthly income and underwriting criteria. Advisor4U / Sahare Wealth operates as a referral partner and does not charge any upfront cash fees.