Loan Against Property
Give wings to your big dreams
Use your own property to get a large loan for business, education, medical needs, expansion or other financial needs, through a simple and quick process.
Loan Against Property EMI calculator
Check your monthly instalment before you apply.
PrincipalInterest
Illustration only. Choose the rate quoted to you. Actual rate, fees and EMI depend on the lender, the property and your profile.
Loan Against Property
Amount, tenure and interest rate vary by lender and depend on your profile, the property and your credit history. Approval is not guaranteed. The property is pledged as security, so repayment is important.
Who can benefit
Business expansion
Fund growth with the value of your own property.
New project or investment
Start a new project or invest with larger funds.
Education and medical needs
Meet higher education fees or medical expenses.
Other personal needs
Fulfil other personal financial requirements.
Documents required
Documents to keep ready
- Identity proof (PAN / Aadhaar)
- Address proof
- Income proof
- Bank statement (last 6–12 months)
- Property documents
The lender may ask for other documents depending on your profile. We will confirm your checklist when you enquire.
Four simple steps
Enquire
Tell us what you need through Apply Now, a call or WhatsApp.
Share documents
Send your ID, address, income proof, bank statement and property documents.
Lender review
The lender checks your profile, the property and credit history, and shares the offer.
Get funds
After you accept the terms and complete formalities, the loan is disbursed.
Frequently Asked Questions
1. What is a loan against property?
It is a loan where you pledge your own property as security. You repay it in monthly instalments, and the property is released after full repayment.
2. How much can I borrow, and for how long?
The range shown is ₹10 lakh to ₹15 crore, with a tenure of 5 to 30 years. The lender decides your final amount based on the property value, your income and credit history.
3. What interest rate will I get?
Rates are competitive but vary by lender, property and profile. We will share the rate quoted to you when you enquire.
4. What can I use the loan for?
Business expansion, a new project or investment, higher education, medical needs and other personal financial needs.
5. Which documents do I need?
Identity proof (PAN / Aadhaar), address proof, income proof, bank statement for the last 6 to 12 months, and property documents. The lender may ask for more.
6. What happens if I cannot repay?
Because the property is security, missed payments can lead to penalties and, in serious cases, action by the lender on the property. Borrow only what you can repay comfortably.
Other loans
Talk to us about your property loan.
Contact us today. We will understand your need, explain your options and guide you through the process.