Invest in Mutual Funds with Guidance
Start with a SIP or a one-time investment, matched to your goal and time horizon. We help you with KYC, choosing the right type of fund, and staying on track through the years.
SIP / Lumpsum Calculator
Illustration only. Mutual fund returns are not fixed.
The return you choose is only an assumption, not a forecast. Actual returns can be higher, lower or negative. You can lose money. Not an offer or advice.
KYC, Statements & Investing
Use these services to check your holdings, link your investments and start investing.
CAMS
A registrar and transfer agent for many mutual fund houses. Use it to view or request your account statement and manage folio services.
CAMS InvestorKFintech
A registrar and transfer agent for other fund houses. Use it for statements and folio services for schemes it handles.
KFintech InvestorMFU (MF Utility)
A common platform that lets you keep one account number (CAN) for many fund houses, and place transactions from one place.
MFU InvestorFundsBazaar
An online platform to start and track your mutual fund investments with our guidance.
Invest on FundsBazaarPartner AMC
See the fund houses (AMCs) we work with and go to their pages for scheme details and documents.
View Partner AMCsWhat Is a Mutual Fund?
A mutual fund collects money from many investors and invests it in shares, bonds or other assets. A professional fund manager manages it, and each investor owns units in proportion to the money put in.
NAV
The price of one unit of a fund. It changes every business day with the value of what the fund holds.
SIP
Invest a fixed amount every month. It builds a habit and spreads your buying across different market levels.
Lumpsum
Invest a larger amount in one go. Suitable when you have surplus money and a long time horizon.
Types of Mutual Funds
Choose by your goal, your time horizon and how much ups and downs you can accept.
Equity Funds
Invest mainly in company shares. Meant for long-term goals (5 years or more). Value can swing widely in the short term.
Debt Funds
Invest mainly in bonds and other fixed-income instruments. Usually fluctuate less than equity, but carry interest-rate and credit risk.
Hybrid Funds
Mix equity and debt in one fund, to balance growth and stability.
ELSS (Tax-Saving)
Equity funds with a 3-year lock-in. Investments may qualify for tax deduction under applicable rules.
Index Funds
Track a market index such as Nifty 50 at a low cost, without a manager choosing stocks.
Liquid Funds
Invest in very short-term instruments. Used to park money for a short period. Returns are not guaranteed.
Why Invest Through an Advisor (Regular Plan)?
We work with Regular plans, where you get ongoing advice and service from us.
Goal-Based Guidance
We help you link each investment to a goal, such as education, retirement or a home, and suggest a suitable type of fund.
Paperwork & Service
Help with KYC, SIPs, nominee, statements and changes, so you do not have to handle it all alone.
Regular Reviews
We check in as your goals and the markets change, and help you stay disciplined.
Please note: In a Regular plan, a part of the fund's expense ratio is paid to the distributor as commission, so its expense ratio is higher than that of the same scheme's Direct plan. Direct plans are also available and you may choose either. We work with Regular plans and provide advisory support.
How to Start
Complete KYC
One-time, paperless, with PAN, Aadhaar and bank details.
Set Your Goal
Decide the purpose, the amount and the time period.
Choose Funds
Pick fund types that match your goal and risk comfort.
Invest & Review
Start a SIP or lumpsum, and review it regularly.
Risks to Understand First
Please read this before you invest.
Market Risk
Fund values go up and down with markets. You can get back less than you invested.
Past Is Not a Guide
Past performance does not guarantee future results. No fund can promise a return.
Credit & Interest-Rate Risk
Debt funds can lose value if an issuer defaults or if interest rates rise.
Frequently Asked Questions
Are mutual funds safe?
Mutual funds are regulated by SEBI, but they are not risk-free or guaranteed. Equity funds can fall sharply in the short term, so match the fund type to your time horizon.
How much do I need to start a SIP?
Many schemes accept SIPs from a small monthly amount such as ₹500. The minimum depends on the scheme.
Can I stop or withdraw anytime?
Open-ended funds can usually be redeemed on any business day. Some, such as ELSS, have a lock-in, and some funds charge an exit load if you withdraw early.
What is the difference between Regular and Direct plans?
Both invest in the same portfolio. A Regular plan includes a distributor's commission in its expense ratio, so its cost is higher, and it comes with advice and service from the distributor. A Direct plan has a lower expense ratio and no distributor service.
What is a CAN in MFU?
A Common Account Number (CAN) lets you hold many fund houses' schemes under one account number, and place transactions from one place.
Is the calculator result guaranteed?
No. It simply shows what would happen if the return you choose were earned every year. Real returns vary and may be negative.
Explore More
Ready to Start Your SIP?
Tell us your goal and we will help you take the first step.
Our Mutual Fund AMC Tie-ups
All Asset Management Companies (AMC's)
360 One Mutual Fund |Abakkus Mutual Fund | Aditya Birla Sun Life Mutual Fund |AlphaGrep Mutual Fund |Angel One Mutual Fund |Axis Mutual Fund | Bajaj Finserv Mutual Fund |Bandhan Mutual Fund |Bank of India Mutual Fund |Baroda BNP Paribas Mutual Fund |Canara Robeco Mutual Fund |Capitalmind Mutual Fund |Carnelian Mutual Fund |DSP Mutual Fund |Edelweiss Mutual Fund |Franklin Templeton Mutual Fund |Groww Mutual Fund |HDFC Mutual Fund |Helios Mutual Fund |HSBC Mutual Fund |ICICI Prudential Mutual Fund |Invesco Mutual Fund |ITI Mutual Fund |Jio BlackRock Mutual Fund |JM Financial Mutual Fund |Kotak Mahindra Mutual Fund |LIC Mutual Fund | Mahindra Manulife Mutual Fund | Mirae Asset Mutual Fund |Motilal Oswal Mutual Fund | Navi Mutual Fund |Nippon Mutual Fund |NJ Mutual Fund |Old Bridge Mutual Fund |PGIM Mutual Fund |PPFAS Mutual Fund |Quant Mutual Fund |Quantum Mutual Fund |Samco Mutual Fund |SBI Mutual Fund |Shriram Mutual Fund | Sundaram Mutual Fund |Tata Mutual Fund |Taurus Mutual Fund |Trust Mutual Fund |Unifi Mutual Fund |Union Mutual Fund |UTI Mutual Fund |Whiteoak Mutual Fund | Zerodha Mutual Fund