Personal Loans for all your requirements
Compare providers. Apply with guidance.
Choose between our personal loan providers, check your EMI and read the eligibility before you apply. Call us if you need help picking the right one.
Personal loan EMI calculator
Check your monthly instalment before you apply.
PrincipalInterest
Illustration only. Actual rate, fees and EMI depend on the provider and your profile.
Choose a personal loan provider
Each provider has its own amount, tenure and eligibility. Open a provider page for the details.
IDFC FIRST Bank
Personal Loan
A bank personal loan with a wide range of amount and tenure.
- Loan amount₹1 lakh – ₹1 crore
- Tenure12 – 84 months
- Interest rate9.99% – 22%
Final amount, tenure and rate are decided by the bank and depend on your profile.
Personal Loan and Premium Personal Loan
A 100% digital loan for salaried customers, offered through WeRize's partnered lenders.
- Personal Loan₹30,000 – ₹5,00,000
- Premium Personal Loan₹1,00,000 – ₹10,00,000
- Tenure12 – 60 months
- Who can applySalaried customers
Interest rate depends on your profile. Please check the rate quoted to you before you accept.
Personal Loan vs Premium Personal Loan
A quick look at who each WeRize loan is meant for.
| Criteria | Personal Loan | Premium Personal Loan |
|---|---|---|
| Loan amount | ₹30,000 to ₹5,00,000 | ₹1,00,000 to ₹10,00,000 |
| Monthly salary | ₹12,000 to ₹1,00,000 | ₹25,000 to ₹1,00,000 |
| Age | 21 to 55 years | 25 to 55 years |
| CIBIL score | 625+ | 731+ |
| Job experience | Minimum 1 year | Minimum 1 year |
| New to credit | Eligible | Not eligible |
| Working sector | Government / Public / Private | Government / Public / Private |
Eligibility is set by the provider and can change. Meeting the criteria does not guarantee approval.
What to compare before you apply
Your income type
WeRize is meant for salaried customers. Check each provider's eligibility against your job and salary.
Amount and tenure
Borrow only what you need, and pick a tenure that keeps the EMI comfortable for your monthly budget.
Total cost
Compare the interest rate along with processing fees and other charges, not the EMI alone.
Credit score
A higher score can improve your chances. Applying to many providers in a short time can lower it.
Documents
Keep your papers ready so the process moves faster. The list is on this page.
Speak to us
Not sure which provider fits? Call us and we will explain the options.
Documents to keep ready
Usually needed
- Aadhaar card
- PAN card
- Bank statement
Also needed for WeRize
- 12-month bank statement showing at least 9 months of salary credit
- Last 3 months' salary slips (if not on company letterhead with seal)
Each provider may ask for other documents depending on your profile. We will confirm your checklist when you enquire.
Four simple steps
Choose a provider
Compare the options on this page, or call us for help.
Enquire or apply
Use the Apply button, or reach us on call or WhatsApp.
Share documents
Complete the digital verification and upload your papers.
Review and receive
Check the offer and charges. After you accept, the loan is disbursed by the provider.
Frequently Asked Questions
1. What is a personal loan?
It is an unsecured loan you repay in monthly instalments. You do not have to pledge property, gold or any other asset.
2. Which provider should I choose?
It depends on your income type, the amount you need, the tenure and the total cost. Read each provider's page and eligibility, or call us to talk it through.
3. How much can I borrow?
The amount depends on the provider, your income and your credit history. The ranges on this page are general, and the provider decides your final limit.
4. What interest rate will I get?
The rate depends on the provider and your profile. A higher credit score and stable income usually help. Always confirm the rate quoted to you before you accept.
5. What fees should I expect?
Common charges include processing fees and late-payment penalties. They vary by provider, so ask for the full list before you accept an offer.
6. Can I repay early?
Many providers allow part or full prepayment, but charges and rules differ. Please check the prepayment terms before you sign.
7. Will applying affect my credit score?
A provider may check your credit report when you apply, and this can be recorded as an enquiry. Applying to many providers in a short time can lower your score.
Need a personal loan? Talk to us.
Contact us today. We will understand your need, explain your options and guide you through the process.
Important Disclosure: WeRize is a brand owned by Wortgage Technologies Pvt. Ltd. Personal loans are sanctioned and disbursed at the sole discretion of the lender, through partnered RBI-registered NBFCs and lending institutions. Interest rates, tenure and approved amounts depend on individual credit score, monthly income and underwriting criteria. Advisor4U / Sahare Wealth operates as a referral partner and does not charge any upfront cash fees.