Sahare Wealth · Other products
Beyond mutual funds: invest with clarity
Explore six more ways to invest, each explained in plain language with the risks stated upfront. Read, compare, and talk to us before you decide.
- Risks explained upfront
- No guaranteed returns
- Help from Nagpur
Investments
Funds, deposits and pension
Choose by amount, time horizon and the risk you can take.
Mutual fund house
SIF
Specialized Investment Funds with long-short strategies.
- Minimum ₹10 lakh per PAN
- Up to 25% short exposure
- Redemption daily to less often
SEBI-registered managers
PMS & AIF
Portfolio management and alternative funds for larger portfolios.
- PMS from ₹50 lakh
- AIF from ₹1 crore
- AIF money may be locked in
Banks & NBFCs
Fixed Deposit
Bank and corporate FDs with a choice of payout.
- Bank FD insured up to ₹5 lakh
- Corporate FDs are not insured
- Cumulative or regular payout
Retirement
NPS
A low-cost, market-linked pension scheme regulated by PFRDA.
- Open with ₹500
- Tier I tax benefits
- Normal exit at 60 or after 15 years
Others
Gold and unlisted shares
Different from regular funds. Read the details first.
Gold savings fund
Gold Accumulation Plan
Save in gold every month, starting with the value of 0.1 gram.
- No locker or making charges
- Redeem online for money
- Units, not physical gold
Pre-IPO
Unlisted Equity
Shares of companies not traded on a stock exchange.
- Usually 6-month lock-in after the IPO
- Hard to sell; limited disclosures
- SEBI caution on platforms, June 2026
Choosing
How to decide
- Start with your goal and time frame, not the product
- Keep an emergency fund and core investments first
- Check minimum amounts and lock-ins before you commit
- Never invest on promises of guaranteed returns