Vehicle Loans for every journey
Car, two wheeler and tractor loans in one place
Buy a new or used vehicle, or raise funds against your existing one. Compare the options below and apply with our guidance.
Vehicle Loan EMI calculator
Check your monthly instalment before you apply.
PrincipalInterest
Illustration only. Choose the rate quoted to you and the tenure for your vehicle type. Actual rate, fees and EMI depend on the lender and your profile.
Choose the loan that fits
Amounts, tenures and rates are indicative and vary by lender. Your final terms depend on your profile.
New Car Loan
Finance a brand new car for personal or family use.
- Loan amount₹1 lakh – ₹2 crore
- Tenure1 – 10 years
- Interest rate9.00% – 11.50%
Documents
- Identity proof
- Bank statements
- Address proof
- Financial statements
Used Car Loan: Repurchase
Buy a pre-owned car with a loan.
- Loan amount₹1 lakh – ₹2 crore
- Tenure1 – 7 years
- Interest rate11% – 16%
Documents
- PAN card
- Aadhaar card
- RC copy
- Bank statement
Used Car Loan: Refinance
Use your existing car as collateral to raise funds for business, professional, emergency or personal needs.
- Loan amount₹1 lakh – ₹50 lakh
- Tenure1 – 5 years
- Interest rate14% – 17%
Documents
- PAN card
- Aadhaar card
- RC copy
- Bank statement
Two Wheeler Loan
Easy financing to buy a new two-wheeler, buy a used one, or refinance your existing one, with a simple process.
- Loan amount₹30,000 – ₹5 lakh
- Tenure13 – 36 months
- Interest rate16% – 26%
Documents
- Identity proof
- Address proof
- Bank statement
Used Tractor Loan
Buy a used tractor or refinance your existing one.
- Loan amount₹1 lakh – ₹5.5 lakh
- Tenure1 – 5 years
- Interest rate16% – 20%
Documents
- PAN card / Form 60
- Aadhaar card
- Land proof
- RC document
- Bank statement (optional)
The lender may ask for other documents depending on your profile. Approval is not guaranteed. We will confirm your checklist when you enquire.
Four simple steps
Enquire
Tell us what you need through Apply Now, a call or WhatsApp.
Share documents
Send your ID, address proof, bank statement and vehicle or land documents as listed.
Lender review
The lender checks your profile and the vehicle, and shares the offer.
Get funds
After you accept the terms and complete formalities, the loan is disbursed.
Frequently Asked Questions
1. Which vehicles can I get a loan for?
New cars, used cars, two-wheelers and used tractors. For some, you can also raise funds against a vehicle you already own.
2. What is a used car refinance loan?
You use your existing car as collateral to get funds for business, professional, emergency or personal needs.
3. How much can I borrow, and at what rate?
It depends on the vehicle type. The ranges on this page are indicative, and the lender decides your final amount, tenure and rate.
4. Which documents do I need?
They differ by loan type and are listed on each card. Usually identity proof, address proof, bank statement and vehicle or land documents. The lender may ask for more.
5. What fees should I expect?
Common charges include processing fees and late-payment penalties. They vary by lender, so ask for the full list before you accept an offer.
6. Is approval guaranteed?
No. The lender decides based on your profile, credit history and the vehicle.
Other loans
Talk to us about your vehicle loan.
Contact us today. We will understand your need, explain your options and guide you through the process.