General Insurance Companies in India (2026) — Motor, Home, Travel & SME
All 24 IRDAI-registered general insurers in India, including four public-sector companies. Each listing gives you the official website, WhatsApp service desk, missed-call number, claim helpline and customer login — verified by Advisor4u. Most general insurers also sell health plans, but the specialists are on a separate page.
- 24 IRDAI-registered insurers
- 4 public-sector companies
- AMFI ARN-151469
- Last verified: November 2026
Complete list of general insurance companies in India
India has 24 IRDAI-registered general insurers. Four are public-sector — New India, United India, National and Oriental — and the rest are private. General insurers cover motor, home, travel, shop/office, personal accident and export credit. A general insurer's health policy usually works fine for individuals, but standalone health insurers (next page) specialise in retail health and often have stronger claim networks.
- Verified official number
- Pending — click Verify →
- "Not offered" = insurer does not publish this facility
| Company | Missed call | Claim helpline | Login | |
|---|---|---|---|---|
| New India AssuranceMumbai · 1919Public | 98333 19191 | Not offered | 1800 209 1415 | Customer Portal |
| United India InsuranceChennai · 1938Public | — | Not offered | 1800 425 33333 | Login |
| National InsuranceKolkata · 1906Public | — | Not offered | 1800 345 0330Cashless / claims | Login |
| Oriental InsuranceNew Delhi · 1947Public | 95607 11200Claims desk | Not offered | 1800 11 8485 | Login |
| HDFC ERGOMumbai · 2002Private | 81695 00500 | Not offered | 022-6234 6234 | Login |
| ICICI LombardMumbai · 2001Private | 77382 82666"RIA" assistant | Not offered | 1800 266624×7 | Login |
| Bajaj General InsurancePune · 2001Private | 75072 45858 | 80809 45060 | 1800 209 5858 | Login |
| Tata AIGMumbai · 2001Private | 91361 60375 | Not offered | 1800 266 778024×7 | Self Service |
| Go DigitBengaluru · 2017Private | 70260 61234Self-serve bot | 77990 22308Agent call-back | 1800 258 5956Motor | Login |
| Cholamandalam MSChennai · 2002Private | — | Not offered | 1800 208 9100 | Login |
| Acko GeneralMumbai · 2016Private | — | Not offered | Verify → | Login |
| Agriculture Insurance Co.New Delhi · 2002Public | — | Not offered | Verify → | Login |
| ECGCMumbai · 1957Public | — | Not offered | Verify →Export credit only | Login |
| SBI GeneralMumbai · 2009Private | — | Not offered | Verify → | Login |
| Shriram GeneralBengaluru · 2008Private | — | Not offered | Verify → | Login |
| Zuno GeneralMumbai · 2017Private | — | Not offered | Verify → | Login |
| Liberty GeneralMumbai · 2013Private | — | Not offered | Verify → | Login |
| Magma HDIKolkata · 2009Private | — | Not offered | Verify → | Login |
| Navi GeneralBengaluru · 2020Private | — | Not offered | Verify → | Login |
| Raheja QBEMumbai · 2009Private | — | Not offered | Verify → | Login |
| Royal SundaramChennai · 2001Private | — | Not offered | Verify → | Login |
| IFFCO TokioGurugram · 2000Private | — | Not offered | Verify → | Login |
| Kotak GeneralMumbai · 2015Private | — | Not offered | Verify → | Login |
| Generali Central InsuranceMumbai · 2007Private | — | Not offered | Verify → | Login |
Motor, home किंवा SME विमा हवा आहे? WhatsApp +91 94059 08605 — आम्ही तुमच्या गरजेनुसार योग्य कंपनी सुचवतो आणि claim-time support देतो.
General insurance in India — frequently asked questions
How many general insurance companies are there in India?
India has 24 IRDAI-registered general insurers as of November 2026, of which four are public-sector (New India, United India, National, Oriental). Agriculture Insurance Company and ECGC are also listed as public-sector general insurers. GIC Re is the national reinsurer and does not sell policies to individuals.
Which general insurer is best for motor insurance?
There is no single "best" — compare the cashless garage network in your city, claim settlement ratio and add-on cover. HDFC ERGO, ICICI Lombard, Bajaj General, Tata AIG and Go Digit are among the largest private motor insurers. The four public-sector insurers have large branch networks, which helps in smaller towns.
What is the difference between a general insurer and a standalone health insurer?
A general insurer sells motor, home, travel, SME and health policies. A standalone health insurer sells only health policies. Both are regulated by IRDAI. Specialists often lead on retail health product design, but a general insurer's bundled offering may be more convenient if you also insure your car or shop with them.
Can I buy motor insurance directly from these companies?
Yes. Every insurer on this page sells directly through its official website, app, or branch. You can also buy through a licensed agent or broker like Advisor4u. Buying directly is fine for straightforward renewals, but for claims, add-ons, or commercial vehicles, an agent's support often saves time and paperwork.
Is Advisor4u recommending any of these insurers?
No. This page is a directory, not a ranking. Advisor4u (AMFI ARN-151469) advises on insurance separately and is not compensated for listing any insurer here.
Verification & disclaimer. Company details are cross-checked against the IRDAI register (policyholder.gov.in) and official insurer websites as of November 2026. Numbers, WhatsApp channels and login URLs can change without notice — always confirm on the insurer's official website before calling or entering credentials. Missed-call numbers are offered by insurers for specific tasks and are not a general helpline. This page is for information and education only and is not a recommendation of any specific insurer.
Never share policy numbers, OTPs, health conditions or bank details in a WhatsApp message or with an unsolicited caller. Advisor4u will never ask for your OTP.
For guidance, WhatsApp Advisor4u on +91 94059 08605 (Mon–Sat, 10:00 AM–7:00 PM IST).