Life Insurance Companies in India (2026) — Full List, Claim Helplines & Logins
All 24 IRDAI-registered life insurers in India, with each company's official website, WhatsApp service desk, missed-call number, claim helpline and customer login — verified by Advisor4u. Use this page to reach the right desk directly, or to shortlist an insurer before you buy.
- 24 IRDAI-registered insurers
- AMFI ARN-151469
- Last verified: November 2026
Complete list of life insurance companies in India
India has 24 IRDAI-registered life insurers. LIC of India is the only public-sector company; the rest are private. Life insurers pay a lump sum on death (term plans), on maturity (savings and endowment plans), or on both — so compare the claim settlement ratio and the product structure, not just the premium. Every number below is a tap-to-call or tap-to-chat link on mobile.
- Verified official number
- Pending — click Verify →
- "Not offered" = insurer does not publish this facility
| Company | Missed call | Claim helpline | Login | |
|---|---|---|---|---|
| LIC of IndiaMumbai · 1956Public | 89768 62090 | Not offered | 022-6827 6827 | Customer Portal |
| HDFC LifeMumbai · 2000Private | 82918 90569"Etty" bot | 0800 000 6609ULIP fund value | 022-6844 6530 | MyAccount |
| SBI LifeMumbai · 2001Private | 90290 06575Alerts / opt-in | 022-6245 8501Fund value | 1800 267 909024×7 | MyPolicy |
| ICICI Prudential LifeMumbai · 2000Private | 99206 67766 | Not offered | 1860 266 7766ClaimCare | Customer Portal |
| Axis Max LifeGurugram · 2000Private | 74283 96005 | Not offered | 1860 120 5577 | Login |
| Kotak LifeMumbai · 2001Private | 93210 03007 | Not offered | 1800 209 8800 | Policy Care |
| Aditya Birla Sun LifeMumbai · 2000Private | 88288 00040 | Not offered | 1800 270 7000 | Manage Policy |
| Tata AIA LifeMumbai · 2001Private | — | Not offered | 1860 266 9966 | MyInsurance |
| Bajaj Allianz LifePune · 2001Private | — | 80809 45060 | 1800 209 727224×7 | Customer Login |
| PNB MetLifeMumbai · 2001Private | — | Not offered | 1800 425 6969 | Login |
| IndusInd Nippon LifeMumbai · 2001Private | — | Not offered | 1800 102 1010 | Login |
| Shriram LifeHyderabad · 2005Private | — | Not offered | 1800 103 6116 | Login |
| Canara HSBC LifeGurugram · 2008Private | — | Not offered | 1800 891 0003 | Login |
| IndiaFirst LifeMumbai · 2009Private | — | Not offered | 1800 209 8700 | Login |
| Sahara India LifeLucknow · 2004Private | — | Not offered | Verify → | Login |
| Ageas Federal LifeMumbai · 2007Private | — | Not offered | Verify → | Login |
| Bandhan LifeMumbai · 2008Private | — | Not offered | Verify → | Login |
| Bharti AXA LifeMumbai · 2006Private | — | Not offered | Verify → | Login |
| Pramerica LifeGurugram · 2008Private | — | Not offered | Verify → | Login |
| Star Union Dai-ichi LifeMumbai · 2009Private | — | Not offered | Verify → | Login |
| Edelweiss LifeMumbai · 2011Private | — | Not offered | Verify → | Login |
| CreditAccess LifeBengaluru · 2011Private | — | Not offered | Verify → | Login |
| Aviva IndiaGurugram · 2002Private | — | Not offered | Verify → | Login |
| Generali Central LifeMumbai · 2008Private | — | Not offered | Verify → | Login |
Term plan, savings plan किंवा retirement plan — कोणते तुमच्यासाठी बरोबर आहे? WhatsApp +91 94059 08605 — आम्ही वय, अवलंबून असलेले आणि बजेटनुसार योग्य कंपनी सुचवतो.
Life insurance in India — frequently asked questions
How many life insurance companies are there in India?
India has 24 IRDAI-registered life insurers as of November 2026. LIC of India is the only public-sector company; the other 23 are private. The count changes when IRDAI grants or cancels a licence, so confirm the current figure on the IRDAI register.
Which life insurer has the best claim settlement ratio?
Claim settlement ratios (CSR) vary year to year. As a rule of thumb, a CSR above 95% is considered strong. IRDAI publishes the annual report with insurer-wise CSR — check the latest edition before deciding. Don't pick an insurer on CSR alone; product fit and exclusions matter more.
How do I intimate a death claim?
Call your insurer's claim helpline (listed above) or the agent who sold the policy within 7–15 days of death, depending on the policy terms. You will need the original policy document, death certificate, nominee's KYC, and bank details. LIC claimants can also use the LIC Call Centre (022-6827 6827) or any branch.
What is the difference between term insurance and an endowment plan?
A term plan pays a lump sum only if the insured dies during the policy term — pure protection, lowest premium. An endowment plan pays on maturity as well as on death — part insurance, part savings, but higher premium and often lower returns than a mutual fund. Most advisors recommend a large term plan for protection, and separate investments for savings.
Is Advisor4u recommending any of these insurers?
No. This page is a directory, not a ranking. Advisor4u (AMFI ARN-151469) advises on insurance separately and is not compensated for listing any insurer here.
Verification & disclaimer. Company details are cross-checked against the IRDAI register (policyholder.gov.in) and official insurer websites as of November 2026. Numbers, WhatsApp channels and login URLs can change without notice — always confirm on the insurer's official website before calling or entering credentials. This page is for information and education only and is not a recommendation of any specific insurer.
Never share policy numbers, OTPs, health conditions or bank details in a WhatsApp message or with an unsolicited caller. Advisor4u will never ask for your OTP.
For guidance, WhatsApp Advisor4u on +91 94059 08605 (Mon–Sat, 10:00 AM–7:00 PM IST).